When purchasing a product, you agree to the following terms

You have read & understood the Harmony & Blue Copyright Information.

You are aware this product is a document that will be delivered to you via digital download and you understand you will not be receiving a physical product .

You understand that due to the nature of digital products, refunds or exchanges are not available and all sales are final.

You understand the items you are purchasing are templates, and they will need to be customized for your own use.

You agree not to transfer, resell, or share this product in any way except as designated by the Copyright Information.

You agree not use any elements of those documents to be incorporated to into your own templates that you intend to sell or share.

You understand it is your responsibility to keep relevant back ups of this document after you purchase and download them.

When you purchase a digital template from us, the Copyright remains with Harmony & Blue . You are purchasing a license to use to use that Copyright. This is why you cannot transfer, resell, or share this product in any way except as designated by the Copyright Information. Only the Copyright owner, ie Harmony & Blue has those rights.

You may copy the templates to any computers that you personally own for back up purposes and you are free to use the templates for your own personal and business use.